Mortgage Borrowers' Rights
ATTENTION BORROWER!
This may be the largest and most important
loan you get during your lifetime. You should
be aware of certain rights before you enter
into any loan agreement.
* You have the RIGHT to shop for the best loan
for you and compare the charges of different
mortgage brokers and lenders.
* You have the RIGHT to be informed about the
total cost of your loan including the interest
rate, points and other fees.
* You have the RIGHT to ask for a Good Faith
Estimate of all loan and settlement charges
before you agree to the loan and pay any fees.
* You have the RIGHT to know what fees are
not refundable if you decide to cancel the loan
agreement.
* You have the RIGHT to ask your mortgage broker
to explain exactly what the mortgage broker
will do for you.
* You have the RIGHT to know how much the mortgage
broker is getting paid by you and the lender
for your loan.
* You have the RIGHT to ask questions about
charges and loan terms that you do not understand.
* You have the RIGHT to a credit decision that
is not based on your race, color, religion,
national origin, sex, marital status, age, or
whether any income is from public assistance.
* You have the RIGHT to know the reason if
your loan was turned down.
* You have the RIGHT to ask for the HUD settlement
costs booklet "Buying Your Home."
For "Buying Your Home" and other
helpful information about RESPA, visit our home
page. For other questions, call (800) 569-4287.
About Bob Marcy & Mountain Living
Now
If you are looking for a lakefront
cabin or a secluded mountain home in North Georgia
, then you will need a partner to help you every
step of the way. Bob Marcy is an experienced
North
Georgia realtor that has the local knowledge
you need and the passion to find your perfect
slice of North Georgia real estate. Bob knows
you have many North Georgia realtors to choose
from and he is committed to providing a level
of customer service that sets him apart from
the crowd. He can help you find North
Georgia lakefront cabins, North
Georgia land for sale, North
Georgia mountain homes, Blue
Ridge real estate, North
Georgia river homes, North
Georgia lake homes and Blue
Ridge cabins.
Bob loves living in Blue Ridge and selling
real estate all across North Georgia, Eastern
Tennessee and Western North Carolina . He has
developed this custom website to help consumers
explore all that this area has to offer. You
can search the entire
North Georgia MLS including all North Georgia
properties and land for sale, even properties
listed by other North Georgia realtors. You
can perform custom North Georgia real estate
searches or take advantage of the time saving
1 click searches he has built into the site
such as North
Georgia cabins under $300,000, North
Georgia lakefront cabins & homes, North
Georgia river homes, North
Georgia land for sale under 1 acre, North
Georgia mountain homes under $300,000 with views
and all
Blue Ridge homes under $300,000.
If you see something you like or if you have
a question about a property or maybe just where
the best place to eat is, give Bob a call at
706-258-7375 or shoot him an
email at bob@mountainlivingnow.com
.
